AML Financial Services Limited, trading as AML Business, AML Home Loans, and AML Commercial.

Effective Date: Jan 2026

1. Introduction

These Terms & Conditions govern your use of the AML Business website and services. By accessing or using our website, you agree to comply with these terms.

2. Nature of Our Services

AML Business provides information, guidance, and access to finance-related services, including:

  • Loan enquiry support
  • Referral opportunities
  • Franchise opportunity information

We are not a lender. We connect clients with Multiple bank & non-bank lenders and service providers.

3. No Financial Advice

The information provided on this website is general in nature and does not constitute personalised financial advice. You should seek independent professional advice before making financial decisions.

4. Eligibility

By using this website, you confirm that you are legally able to enter into binding agreements and that the information you provide is accurate and complete.

5. Referrals

Referral opportunities may be offered at our discretion. Any referral-related benefits, if applicable, are subject to specific agreements and conditions.

6. Franchise Opportunities

Franchise opportunities are subject to a separate agreement. Submission of an enquiry does not guarantee acceptance into any franchise program.

7. Third-Party Services

We may connect you with third-party lenders and service providers. We are not responsible for their services, decisions, or outcomes.

8. Limitation of Liability

To the maximum extent permitted by law, AML Financial Services Limited is not liable for any loss, damage, or costs arising from:

  • Your use of this website
  • Reliance on information provided
  • Services provided by third parties

9. Privacy

Your use of this website is also governed by our Privacy Policy. By using our services, you consent to the collection and use of your information as described in that policy.

10. Intellectual Property

All content on this website, including text, branding, and design, is the property of AML Financial Services Limited and may not be copied or used without permission.

11. Changes to Terms

We may update these Terms & Conditions at any time. Continued use of the website constitutes acceptance of any changes.

12. Governing Law

These Terms & Conditions are governed by the laws of New Zealand.

13. Contact Us

If you have any questions, please contact:

AML Financial Services Limited

Trading as AML Business

Email: info@amlbusiness.co.nz

Phone: +64 XXX XXX XXX

Location: New Zealand